Terms of Use

By using trippintegrated.com and its tools, you agree to these terms. If you don't agree with them, please don't use the site. These terms cover the website and the free tools only — paid client work is governed by a separate written agreement scoped per project.

This is the important one. Our employment cost calculator, onboarding checklist generator, and payroll insights are provided free and as-is, for informational purposes only. They produce estimates.

They are not tax advice, legal advice, accounting advice, or HR compliance advice, and they are not a substitute for a certified tax practitioner, accountant, or HR professional. Nigerian statutory rules change, individual circumstances vary, and your actual liability may differ from what these tools show.

Before you act on any figure from this site — filing, remitting, or making an offer of employment — verify it with a qualified professional. Decisions you make based on our tools are yours.

We build these tools carefully and keep them current — the calculator implements the Nigeria Tax Act 2025 bands and itemized reliefs, the Pension Reform Act 2014, and the NHIS, NHF, ITF and NSITF rules as we understand them at the last-updated date. We genuinely try to be more accurate than the alternatives.

But we make no warranty that the tools are error-free, complete, or current with the latest legislative change, and we accept no liability for loss arising from reliance on them. If you find something wrong, please tell us — welcome@trippintegrated.com — we'd rather know.

Use the tools for your own business or personal purposes, freely and without charge. Don't attempt to disrupt or overload the site, don't use it for anything unlawful, and don't scrape or republish our content or calculation logic as your own product.

The site's content, design, and code are owned by Tripp Integrated Services unless stated otherwise. The output you generate from the tools (your calculations, your checklist) is yours to use however you like — no attribution required.

The site is provided as-is with no uptime guarantee. We may change, suspend, or remove any tool or page at any time — including this free calculator.

To the fullest extent permitted by law, Tripp Integrated Services is not liable for any indirect, incidental, or consequential loss arising from your use of this site or its free tools. Nothing here limits liability that cannot lawfully be limited.

These terms are governed by the laws of the Federal Republic of Nigeria.

Tripp Integrated Services · Business Name Registration No. 9594287 · welcome@trippintegrated.com

See also our Privacy Policy.